${site.data.firmName}${SEMFirmNameAlt} ATTORNEY AT LAW

Phone TollFree

long term care planning Archives

Long term care planning: Taking care of aging parents in Illinois

Time waits for no one. And as much as children don't like to think about it, their parents will get old and may need their help. Long term care planning in Illinois is essential for helping the elderly to continue to lead productive, independent lives. When that is no longer a possibility, planning can ensure senior citizens are given the best care possible when they can no longer care for themselves.

Long-term care planning: Clearing up the misconceptions

Time waits for no one. Everyone gets older and with that may come the need for care. Illinois residents who are young and vibrant and even those in mid-life don't usually think about long term care planning. But the truth is there are some pretty big misconceptions about long-term care and one of the major ones is that many individuals believe they won't have a need for it.

A popular 60s movie teaches about long term care planning

The original Willy Wonka and the Chocolate Factory has a few scenes in it that might make people think about what they would do if they were bedridden. All four of Charlie's grandparents share a four-poster bed since none of them can walk. Long term care planning could likely have avoided such a situation. In fact, the movie gives some good lessons about health care planning for the long haul for Illinois residents.

Long term care planning is crucial for old age

Younger folks don't sit around thinking about getting old and what their lives might look like when that happens. Many Illinois residents don't take the time to devote to long term care planning while doing so may make their golden years shine brighter had they planned for it. With some forethought about the future, people may be able to stay in their homes longer without a lot of help, stay healthier and have enough money to meet their needs and to enjoy their later years.

Long term care planning important to protect the family

The average Illinois resident recognizes the need to plan for the future. Thus, families plan for retirement, vacations and even death. However, one area which many families fail to address is the need for long term care planning.

What elements should be including in long-term care planning?

Long-term care is often needed as a person gets older and is no longer able to physically or mentally care for him or herself in Illinois. When the time comes, if you do not have a plan in place, relatives are often tasked with making decisions. In order for you to retain control over your life, planning is required. According to NIH Senior Health, long-term care planning should cover financial, medical and matters.

Why do I need long term care planning?

When preparing for retirement, one often overlooked topic by people in Illinois is long term care planning. It can be painful to think about what life would be like if you were unable to care for yourself, but the truth is that approximately 70 percent of adults will need this type of service during their lives, according to the Federal Long Term Care Insurance Program. Disabling injuries and diseases do not just strike the elderly, as evidenced by the fact that patients under the age of 65 account for almost 41 percent of long term care services.